The Manufactured Dwelling Property 1 policy form is referred to as a Basic Form policy. This coverage is very specific in regard to the covered perils and does not provide much ability to expand. The MDP1 policy is intended to cover homes in tenant occupancy, but can accommodate primary ownership as well. Please ask your insurance representative about other optional coverages you may require. Carefully read the policy to determine what is covered and what is not, as well as your responsibilities in the event of a loss.